FREEDOM FILLED® MASTERMIND – 2027 AGREEMENT

Client wishes to participate in the Freedom Filled® Mastermind for the 2027 calendar year.

Company agrees to provide the services, retreats, mentoring, coaching, and program access described in this Agreement under the terms and conditions set forth herein.

This is a binding legal contract governing Client’s participation in the Freedom Filled® Mastermind 2027 Program.

This Agreement covers the period from:

1 January 2027 to 31 December 2027

(“Program Term”)

Client acknowledges that the Freedom Filled® Mastermind is a fixed 12-month commitment and: - Cannot be paused - Cannot be cancelled - Cannot be deferred - Cannot be transferred - Cannot be terminated early - Cannot be refunded in whole or in part - Is not eligible for pro-rata adjustments for any reason

Client remains responsible for 100% of the Total Cost, regardless of participation level, personal circumstances, business changes, illness, travel limitations, or availability.

Company shall provide Client with the following services during the Program Term (“Services”):

3.1 Coaching & Leadership Support - Breakthrough Hot Seat Calls (February to November 2027) - 8 Potent Leadership Discussions - Quarterly Growth & Goals Submissions - 90-Day Power Circles - Freedom Filled® Mastermind Slack Channel - Ongoing feedback, support, and guidance delivered through designated channels

3.2 Retreats, two 3-day in-person F.R.E.S.H retreats

Client will attend the following in-person retreats:

1. Retreat 1:

March 2027 (location TBA)

2. Retreat 2:

October 2027 (location TBA)

These retreats are included in the Total Cost.

3.2.1 Inclusions at Retreats

Each 3-day F.R.E.S.H Retreat includes:

- Most group dining experiences (organised by Company) - Group activities scheduled by Company - All retreat sessions, including any guest speaker session

3.2.2 Exclusions (Client Responsibility)

Client is responsible for: - Flights and airfares - Accommodation - Passports and visas - Travel and medical insurance - Personal purchases and incidental expenses - Any additional activities or upgrades not included in the standard retreat itinerary - Any additional food and beverage costs outside of the scope of retreat activities

Company will not be responsible for cancellations, delays, or travel disruptions caused by third parties, government actions, natural events, or personal circumstances.

3.3 Additional Inclusions for 2027

Client also receives: - Freedom Filled® Business Menteeship (Annual)

Access to these inclusions ends when Client’s Mastermind Term ends.

No ongoing access is provided unless Client renews.

Client acknowledges and agrees that: - Deliverables, inclusions, and components of the Freedom Filled® Mastermind are subject to change, refinement, addition, or removal at the discretion of the Company. - These adjustments may be made to better serve the Clients, improve program quality, or adapt to group needs. - Such changes do not constitute a breach of Agreement and do not qualify Client for refund, discount, or cancellation.

• All fees are stated in AUD and are GST inclusive for Australian residents.
• International Clients are responsible for any taxes, duties, or charges applicable in their jurisdiction.

6.1 Deposit (Non-Refundable Unless Company Cancels Before Start Date)

Upon acceptance into the Freedom Filled® Mastermind, Client must pay: - $1,000 AUD Application Deposit (paid upon application) - $3,000 AUD Confirmation Deposit (paid upon acceptance)

These deposits are non-refundable, except in the event that Company cancels the Mastermind in full prior to the official start date.

If Company Cancels Before Program Commencement:

If Company cancels the Mastermind in full before 1 January 2027 (e.g., due to not meeting minimum participant numbers), all payments made by Client, including deposits, will be refunded in full.

Client may select one of the following two payment options:

7.1 Save Smart Pay-in-Full Option 1. $1,000 AUD Application Deposit (paid at application) 2. $3,000 AUD Confirmation Deposit (paid upon acceptance) 3. Remaining balance of $27,000 AUD due on or before 9 January 2027 4. Total Investment: $31,000 AUD (GST Inclusive)

7.2 Friendly Cashflow Monthly Instalment Option 1. $1,000 AUD Application Deposit (paid at application) 2. $3,000 AUD Confirmation Deposit (paid upon acceptance) 3. 12 monthly payments of $2,416.67 AUD (January to December 2027) 4. Total Investment: $33,000 AUD (GST Inclusive)

Monthly payments are due on the same calendar day each month as the first instalment unless otherwise arranged in writing.

8.1 Card Authority

Client authorises Company to charge the card on file for: - All payments under the selected payment option - Any outstanding balances - Any late fees (as outlined)

8.2 Updated Payment Information

Client must provide updated card information within 7 days of request if a charge fails.

9.1 Late Payments

If any payment is more than 14 days overdue: - Client’s access to all Mastermind services, including Slack, calls, retreats, SMS, and Freedom Filled® Business Menteeship, will be paused until payment is rectified.

9.2 60-Day Non-Payment

If payment is 60 days overdue: - Company may refer the outstanding amount to collections - Client is responsible for all overdue balances, plus: - Collection agency fees - Legal fees - Administrative costs

9.3 No Reduction of Total Cost

Pausing, non-attendance, or inability to participate does not reduce or eliminate payment obligations.

Client acknowledges and agrees that: - The Freedom Filled® Mastermind is a fixed 12-month commitment. - No cancellations are permitted for any reason. - No transfers to other people or programs are permitted. - No pauses, suspensions, or extensions are available. - No pro-rata refunds will be issued, regardless of participation level or personal circumstances.

This applies equally to Pay-in-Full and Monthly Instalment Clients.

All payments made under this Agreement are final and non-refundable, except where: - Company cancels the Mastermind in full prior to commencement (Section 6.1), in which case all funds including deposits will be refunded.

No refunds will be issued for: - Change of mind - Change in business direction - Illness or injury - Scheduling conflicts - Travel limitations - Financial circumstances - Dissatisfaction with group dynamics, coaching style, or program results

Client receives access to: - The Freedom Filled® Mastermind Portal - The Mastermind Slack Channel - Included annual FFB Business Menteeship

Access ends automatically on 31 December 2027 unless Client renews for 2028.

Upon termination of access: - Client loses all access to recordings, materials, trainings, replays, templates, and community spaces - No continued access or grace periods will be provided - Client may not download or store any content except where explicitly permitted in writing

13.1 Company IP

All materials, content, documents, templates, recordings, strategies, frameworks, worksheets, scripts, processes, systems, spreadsheets, proprietary methods, concepts, slides, and tools provided by the Company (collectively, “Company Materials”) remain the exclusive property of Tracy Harris Co®.

Company Materials are protected by copyright, trademark, and intellectual property laws.

Client acknowledges that: - No ownership rights are transferred - No reproduction, redistribution, or repurposing is permitted - No material may be added to Client’s programs, trainings, memberships, courses, or coaching containers - No content may be shared with staff, contractors, peers, clients, partners, or members of Client’s own community

13.2 Educational Use Only

All templates and examples of Company’s work are provided strictly for educational demonstration and personal professional development.

Client may not: - Rebrand any Company Materials - Use any Company workflows or backend processes in Client’s own offers - Teach Company’s proprietary frameworks as their own - Include Company’s materials inside programs, courses, memberships, masterminds, or coaching

13.3 Trademark Use

“Freedom Filled®” and any associated branding or marks remain the exclusive property of Tracy Harris Co®.

Client may not use Company trademarks for marketing, promotion, or business activity.

Client is granted a limited, revocable, non-transferable license to use Company Materials for personal professional development only, for the duration of the Mastermind Term.

Client may not: - Copy - Share - Sell - Adapt - Distribute - Teach - Upload - Publish - Store in shared team or client portals - Use in paid or unpaid offers

Violation constitutes a material breach of this Agreement.

Client agrees that: - All logins and community spaces are for Client only - Logins may not be shared with partners, staff, VAs, contractors, peers, or clients - Recordings may not be downloaded or shared without explicit written permission - Templates, scripts, or strategic tools may not be circulated among teams

Any unauthorised sharing results in: - Immediate termination of access without refund - Legal enforcement of damages - Revocation of all bonuses and program access

16.1 Definition

“Confidential Information” means any non-public information shared by Company or other participants, including: - Business models & strategies - Marketing plans - Financial information - Systems & processes - Intellectual property - Personal stories - Emotional disclosures - Vulnerabilities shared during calls, Slack, or retreats - Client data or insights shared within the Mastermind container - Terms of this Agreement

16.2 Client Obligations

Client agrees to: - Maintain strict confidentiality at all times - Protect the privacy of fellow participants - Not disclose any participant information outside the group - Not replicate or distribute shared resources - Keep all business and personal information disclosed within the group private

16.3 Community Confidentiality

Client agrees not to: - Share screenshots or conversations from Slack - Repeat other members’ business details - Discuss private information shared in calls or retreats - Use personal vulnerabilities shared by others for marketing content - Teach or replicate group discussions outside the container

Any breach (even accidental) must be reported immediately.

17.1 Non-Solicitation of Members

Client agrees not to: - Solicit, recruit, or attempt to recruit other Mastermind members into Client’s own coaching, consulting, program, membership, or mastermind - Privately pitch services within or outside the Mastermind - Attempt to convert clients, leads, or audience members from within the group - Invite members into any “competing” offer

This applies during the Program Term and for 12 months after the Agreement ends.

17.2 Non-Poaching of Company Staff

Client agrees not to: - Hire - Attempt to hire - Recruit - Engage - Offer employment or contract roles

to any employee, contractor, or team member of Tracy Harris Co® during the Program Term and for 12 months after.

Client agrees not to create or offer any program, mastermind, retreat, or service that: - Is substantially similar to the Freedom Filled® Mastermind - Targets the same audience with similar positioning - Is reasonably likely to materially impact Company sales - Mimics Company structure, frameworks, experiences, or processes - Is developed with the intention to capitalise on insider access

If Company determines the Client joined the Mastermind in bad faith, such as to copy, extract, reverse-engineer, or recreate Company offerings, Company may: - Terminate Client’s access immediately - Withhold all refunds - Pursue legal remedies for damages and IP violations

Bad faith includes: - Attempting to replicate retreats - Recreating leadership discussions - Copying high-level program structure - Reverse-engineering content - Targeting the same members

Client agrees to conduct themselves in a manner that is: - Respectful - Professional - Supportive - Non-disruptive - Aligned with the collective safety and integrity of the group

Company reserves the right to immediately remove Client from: - Slack - Calls - Retreats - The entire Mastermind

if Client engages in: - Disruptive or abusive behaviour - Bullying or undermining - Manipulation, harassment, or hostility - Breaches of confidentiality - Boundary violations - Attempts to control or influence other participants - Conduct damaging to the Company, Coach, or group

No refund will be issued if removal occurs due to Client conduct.

Client and Company agree: - This Agreement does not create an employer–employee relationship - Client is not a partner, agent, or representative of Company - Company may engage subcontractors, assistants, or guest speakers - Both Parties are responsible for their own taxes, permits, and operational costs

Client voluntarily participates in the Freedom Filled® Mastermind and its associated retreats, activities, discussions, and events.

Client acknowledges and agrees to: - Release and discharge Company, its officers, directors, employees, contractors, agents, volunteers, and representatives from any and all liability for injury, harm, loss, damage, or inconvenience arising from participation in the Mastermind or retreats. - Hold Company harmless from any claim(s), including those arising from ordinary negligence. - Conduct themselves safely and responsibly during all Mastermind and retreat activities.

Company reserves the right to remove any Client whose behaviour poses a risk to themselves or others.

Client understands that this waiver includes rights they might otherwise assert under tort law, contract law, statutory law, or equity.

Client understands that Mastermind retreats may include: - Dining experiences - Social activities - Light movement or wellness activities - Transportation (third-party or Company-organised) - Workshops, discussions, and immersive experiences - Outdoor or indoor group activities

Any such activity carries inherent risks.

Client voluntarily assumes all risks associated with: - Participation in retreat activities - Participation in group activities - Travel to and from the retreat locations - Use of any transportation arranged by Company - Accommodation chosen by Client - Environmental factors, food, climate, and terrain

If Client does not wish to assume these risks, Client agrees to take full responsibility for arranging personalised alternatives.

Client is solely responsible for: - Monitoring their own physical, emotional, and mental health - Bringing required medications - Managing known allergies, sensitivities, or conditions - Ensuring they are medically fit to travel and participate

If medical treatment becomes necessary during a retreat or event: - Client authorises Company to obtain medical care if reasonably required - Client accepts full financial responsibility for all related medical costs - If Client cannot make decisions due to emergency circumstances, Company may act until Client’s emergency contact can be reached

Client releases Company from liability for any medical outcomes or expenses.

Client is fully responsible for: - Booking flights - Booking accommodation - Ensuring valid passports, visas, and documentation - Complying with local laws in retreat destinations - Obtaining any recommended vaccinations or health clearances - Travel delays, cancellations, or disruptions - Lost or delayed luggage - Travel expenses unrelated to included retreat components

Company is not liable for: - Airline issues - Third-party cancellations - Government restrictions - Natural events - Travel interruptions - Issues caused by hotels, airports, carriers, or third-party service providers

Company strongly advises Client to obtain comprehensive insurance covering: - Travel - Medical - Emergency evacuation - Trip interruption - Trip cancellation - Personal liability - Property loss or damage

If Client chooses not to obtain insurance:

Client waives the right to seek any compensation from Company for: - Injuries - Medical incidents - Travel cancellations - Illness - Property loss - Disruptions of any kind

To the maximum extent permitted by law:

The total aggregate liability of the Company for any claim arising out of or relating to this Agreement shall be strictly limited to the total amount paid by the Client for participation in the Freedom Filled® Mastermind for the 2027 Program Year only.

This means: - Multi-year returning clients cannot claim across past years - Liability is capped at the amount paid under this Agreement - This cap applies regardless of the nature of the claim (contract, negligence, misrepresentation, etc.)

This clause provides essential legal protection for both parties and is standard in high-ticket education and coaching agreements.

Client agrees to indemnify and hold harmless the Company and its officers, directors, employees, contractors, agents, and volunteers from any and all claims, damages, losses, liabilities, legal fees, and expenses arising from: - Client’s participation in the Mastermind - Client’s conduct during retreats or activities - Client’s use of Company Materials - Client’s breach of this Agreement - Third-party claims resulting from Client’s actions

If a claim, dispute, or legal matter arises due to Client’s behaviour, Client is solely responsible for all costs.

Company does not provide: - Legal advice - Financial advice - Accounting advice - Tax advice - Psychological therapy - Medical advice - Nutrition or health services - Investment guidance

Any decisions Client makes are their sole responsibility.

Client agrees to seek appropriate licensed professionals for needs beyond the scope of business mentorship.

No professional advisory relationship is created outside the mentoring relationship described in this Agreement.

Client acknowledges: - Company does not and cannot guarantee financial results, income, or business outcomes - Client’s results depend on effort, implementation, strategy, and circumstances - Testimonials represent individual experiences, not typical results - Dissatisfaction with coaching style or other participants is not grounds for refund or cancellation

Company will provide Services in a reasonable and timely manner, but success cannot be predicted or guaranteed.

Client grants Company permission to use: - Photos - Video recordings - Audio recordings - Written contributions - Slack interactions (screenshots anonymised unless permission is granted) - Testimonials voluntarily shared

For lawful business purposes, including: - Marketing - Social media - Website features - Event promotions - Case studies - Advertising

Client waives any right to inspect, approve, or revoke permissions for reasonable business use.

Client acknowledges and agrees: - Client cannot cancel participation in the Freedom Filled® Mastermind 2027 Program for any reason. - Client remains fully responsible for payment of all fees, regardless of participation or personal circumstances. - If Client chooses to cease participation, all outstanding fees become immediately due and payable. - No refunds will be issued under any circumstance (except where Company cancels the entire program before commencement). - This no-cancellation policy applies to both payment options (Pay-in-Full and Monthly Instalments).

Client’s removal, self-withdrawal, inability to attend, illness, personal conflict, pregnancy, business changes, family responsibilities, or dissatisfaction with the group or coaching do not void payment obligations.

Company reserves the right to cancel the Mastermind if minimum numbers are not met by 10 days before the program start date.

If this occurs: - Company will refund all payments made by Client, including deposits. - No further compensation will be provided to Client for any costs relating to planning, travel, or expectations.

Once the program has commenced, no refunds will be issued for any reason.

Company is not responsible for: - Hotel cancellations - Airline cancellations - Transportation delays or changes - Third-party service disruptions - Border closures or immigration issues - Government restrictions - Extreme weather - Strikes, labour actions, or industrial events - Venue changes or closures

Client accepts full responsibility for all travel-related risks.

34.1 Company Schedule Flexibility

Client acknowledges that: - Group call dates - Retreat details - Event times - Delivery methods - Hosts, speakers, or facilitators - Slack or platform availability

may be changed, updated, postponed, or adjusted at the Company’s discretion.

34.2 Notice of Changes

Company will make reasonable efforts to notify Client of scheduling changes.

34.3 No Fee Adjustments

Schedule changes do not entitle Client to: - Refunds - Credits - Discounts - Extensions - Alternate programming

Coaching calls begin promptly at the scheduled time. - Client has a 10-minute grace period to join calls. - Calls will not be extended for Client lateness. - No pro-rata or refund is available for missed portions.

If Client arrives after 10 minutes, the call is deemed forfeited.

If Client fails to attend: - A call - A leadership session - A quarterly submission - A retreat - Any scheduled activity

without reasonable notice, Company is under no obligation to provide: - Recordings (unless normally available) - Make-up calls - Alternative sessions - Extended support

Client is not entitled to refunds or credits for missed participation.

Client understands that: - Their results depend on participation - Company cannot complete work on their behalf - Company cannot force attendance at calls, Slack, or retreats

If Client becomes unresponsive, disengaged, or unable to participate due to personal or business reasons: - This does not constitute grounds for cancellation - All payments remain due - Company may, at its discretion, terminate access to Services if participation is impossible due to Client’s actions or omissions

If terminated due to Client non-participation or breach: - No refunds will be issued - All outstanding balances remain immediately due

Either Party may be excused from further performance of obligations (except payment obligations) in the event of circumstances beyond their reasonable control, including: - Natural disasters (fire, flood, earthquakes, storms) - Government restrictions - Terrorism, riots, insurrections - War, invasion, or acts of foreign enemies - Industrial action or strikes - Public health emergencies - Illness or incapacity of key team members - Internet or utility outages outside the Company’s control

If performance becomes impossible or impractical: - Company may modify, postpone, or reschedule program elements - Company is not required to provide alternative programming - No refunds or credits will be granted due to Force Majeure conditions

If Company cannot perform essential services due to: - Coach illness - Emergency - Unforeseen Team incapacity - Unavoidable circumstances

Company or an appointed representative will: 1. Notify Client as soon as reasonably possible 2. Reschedule missed components where practical OR 3. Provide a reasonable substitute facilitator OR 4. Provide a proportional refund based on Services not delivered only if performance becomes permanently impossible, or 5. Release Client from further payment obligations if Company ceases offering the Mastermind in full

This clause applies only if the entire program becomes impossible to deliver, not due to individual session changes or delays.

This Agreement is governed exclusively by the laws of New South Wales, Australia, without regard to conflict of law principles.

Client consents to the exclusive jurisdiction of the courts of New South Wales for any matter arising from or relating to this Agreement.

If any provision of this Agreement is found to be illegal, unenforceable, or invalid, the remaining provisions will remain in full force and effect, provided the essential rights and obligations of each Party remain intact.

All notices (“Notice”) relating to this Agreement must be delivered to the Parties as follows:

To the Company:

Email: hello@mumswithhustle.com

Postal Address:

Tracy Harris Co

PO Box 733

Camden, NSW 2570

Australia

Notices via email are deemed delivered on the date/time marked “sent.”

Notices via post are deemed delivered upon receipt as indicated on the postal receipt.

To the Client:

To the email and/or postal address provided at time of enrolment.

Client is responsible for updating the Company with any changes to their contact information.

All Parties confirm they: - Are over the age of 18 - Are entering this Agreement voluntarily - Have full legal capacity and authority to enter into binding contracts

This Agreement constitutes the entire, final, and exclusive understanding between the Parties relating to participation in the Freedom Filled® Mastermind 2027 Program.

All prior discussions, proposals, emails, representations, or agreements (written or verbal) are merged into and superseded by this Agreement.

No other agreements or understandings will be recognised unless incorporated herein.

Company reserves the right to amend, update, or modify this Agreement at any time.

Client agrees it is their responsibility to review the Agreement periodically for changes.

If Client disagrees with amendments: - Client may decline further use of Services; - However, all payments remain due and payable under the cancellation policy.

No additional notice is required beyond publication of updated terms or delivery of updated Agreement to Client via email.

Headings and section titles in this Agreement exist solely for clarity and organisational purposes.

They do not affect the meaning, interpretation, or enforceability of the Agreement.

Any claim, dispute, or controversy arising out of or relating to this Agreement must first be resolved through Alternative Dispute Resolution (ADR) prior to any court proceedings.

ADR includes one of the following: - Mediation, or - Arbitration

ADR will be administered by a mutually agreed-upon, accredited ADR provider in Australia.

Any judgment arising from ADR may be entered into any court with appropriate jurisdiction.

Client agrees not to initiate formal legal proceedings until: 1. ADR has been attempted in good faith, and 2. A final written determination has been provided.

This Agreement may be executed electronically and in counterparts.

Electronic signatures, checkboxes, typed signatures, or digital acceptance (including submission via online checkout) are deemed fully valid and enforceable as original signatures.

By signing or otherwise indicating agreement digitally, Client confirms: - They have read this entire Agreement, - They understand its terms, - They agree to abide fully by all conditions without exception, - They acknowledge the no-cancellation, no-refund, and full-payment-due policy, - They understand the nature of high-level group coaching and leadership development, - They recognise that results are not guaranteed and depend on personal participation and implementation.

Client Name: ___________

Client Email: ___________

Client Address: _________

Mastermind Option Selected: - ☐ Save Smart Pay in Full - ☐ Friendly Cashflow Monthly Instalments

Deposit Paid: - ☐ Yes – $1,000 AUD with application - ☐ Yes – $3,000 AUD acceptance deposit

TOTAL INVESTMENT: - ☐ $31,000 AUD (Pay in Full) - ☐ $33,000 AUD (Friendly Cashflow)

Client Signature: _______

Date: ____________

Company Representative: Tracy Harris

For: Tracy Harris Co

Company Signature: ______

Date: ____________